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Buying an Engagement Ring

Buying an Engagement Ring Buying an engagement ring can be an overwhelming task for some men. When they walk into a jewelry store they are presented with a lot of options and questions that cannot be answered. We've put together some tips to help.
  1. Establish your ring budget. If you already know what your budget is, the jeweler can help you find a great ring in your price range. Buy the nicest ring you can afford. It's not about how much money you spent on the ring, it's about the thought that goes into it. Don't go into debt buying an engagement ring.
  2. Find out her ring size. You don't want to get down on your knee, slip the ring on her finger and it falls off. The best way to get her ring size is to find one of her own rings that she isn't wearing and take it to the jeweler with you. Of course, you will have to be clever to keep things a surprise! If you cannot get one of her rings, and you do buy the wrong size, you can always take the ring back to have it properly fitted.
  3. Get a ring she actually likes. Make sure you choose a ring that fits your woman's unique style. If she wears a lot of silver, maybe you should consider a platinum ring. Does she like diamonds? Rubies? Is her taste in jewelry more discreet? Consider a ring that is simple, but beautiful. If you are unsure of her tastes, ask her closest friends and her mom!
  4. Learn the 4 Cs: cut, color, clarity, carat weight. The cut has to do with how well the diamond reflects light. A well cut diamond reflects light from one facet to another. This is what gives a diamond its sparkle or brilliance. Color: diamonds come in a variety of colors from colorless to yellow. Colorless diamonds are the most expensive. Clarity: refers to a stone's inclusions or imperfections. The fewer imperfections, the more expensive. Inclusions are mineral deposits and fractures in the rock. Many are too small to see without a magnifying glass. Carat: The weight of the rock. The average for an engagement ring is right under one carat. But the size of the carat will be determined by your budget.
  5. Skip Brand Names. Brand name stones often cost more. If you are on a budget, you can purchase a high quality, beautiful stone that doesn't have a huge marketing budget behind it.
  6. Purchase your ring at the right time. Summer tends to be a slow time for jewelers, which means you can not only get a great rate, but you can also negotiate your price.
  7. Pick the right shape. Round (classic shape), Princess (square diamond), Oval, Pear, Emerald, Marquise, Cushion, Radian, Asscher and Heart. If you don't what shape your lady prefers, the princess cut is the most popular for engagement rings.
  8. Write it down. Once you have learned the 4cs make sure the jeweler is willing to guarantee each rating and assessment in writing.
  9. Shop Around. In order to get the most bang for your buck, shop around. Talk to other jewelers, price rings that you like. Don't settle for the nearest jewelry store. Ask your parents and other married couples about the best places to buy an engagement ring.
  10. Insurance. Last but not least, get that ring insured! You don't know how long you will be carrying that ring around waiting for the right moment. The insurance will come in handy in case it gets lost, stolen or damaged.